[starlitewalker]

just posting so NO ONE feels like they are the worst off!!

toyota financing: my rate is 13.25 and payments of $449 a month for FIVE YEARS!!!

someone please tell me there is anything, something i can do.

i had bad credit score but it will go up soon because something that was in collection will be removed totally in a couple of months.

i don't understand this stuff.

car was $19000 and with the interest i am gonna end up paying a total of $27000.

but won't i, no matter what, always owe toyota $27000?

what and how would getting a lower interest rate by refi do anything for me?

 

[starlitewalker]

thank you all. any tidbit of info helps. like i said i am no good at this. my dad wouldn't co-sign and he has perfect credit

so i was on my own and needed a car. sure i could have gotten a cheaper car but i wouldn't want to write a check each month for a car i didn't LOVE!

i re-read lo bux post to make sure i understood. good info. thanks again


edit: oh yea, i lost my job the day the first payment was due! turns out my dad had to pay a few of my monthly payments. he should have co-signed!! lol