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i am embarrased about how high mine is. Lets just say, if i could get it down to 5.9 i would be VERY happy. I have been thinking of going to another bank in town to see if i could get it done but not sure. I have been paying on the car for over a year now at a very high rate and i think its time. Any ideas on how to go about it?
 

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mine is already with capital one. and it sucks. Oh well. i will see what i can do. ty
 
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