Hey everyone, I'm chinese, and I'm still 17, so my plan is to have my mom take out the loan since i can't and then I pay her and she pays scion (or toyota?) and she told me 20% down was the minimum which isn't so bad it's only $3,200 that's better than 20% of other cars. I'm also wondering, are the 06' Scions out yet? Or do I actually have to wait till 2006? Because I already see the 06 Accords and IS300s around town.