[serith]

How many of you tC owners make the payments yourself? I've been shocked to speak with fellow tC owners where I live, and everyone I've met so far is between I'd say, 18-25, and NONE of them make their own payments. Mommy & Daddy either gave them the car, or are paying for it. It just really boils my blood because the rest of us have to work to drive the one we love :/

I hope noone takes offense to this. Hell, I'd love it if I didn't have a car payment, or car insurrance to pay for. But that's not the real world.

I myself am 19, and am torn between buying an 06 tC (when they become available--I just checked with my dealer 3 days ago, and they're still not taking orders yet), and an 06 honda civic si. And yes, I pay for everything I own.

--Wrong forum, Can a mod please move to scion tc talk, or some other relevant topic?--

 

[courier11sec]

I've paid for every car I've ever had. It makes me do a double take too when I hear about people buying their kids new cars or even any car.
I suppose when the time comes, if I have the means, I may end up paying for my kids cars too. What get me is kids that take this for granted.

 

[Greg Harper]

I am 32 and I dont make my payments my girl bought me the car as a gift but i do pay the insurance $80 a month but I bought her a car as well but it is paid for so no payments

 

[moriarty]

first, i moved this topic to tC talk for ya...


now, in answer to your question.... I pay for my car. While creating car payments for other people, when they buy cars from me.

 

[Eric]

No parental assistance here...

 

[lo bux racer]

Never had it. Never will. Bought all my cars myself, and yes, the Supra has been paid off for some time.

 

[maareeaa]

I work hard for everything I presently own. I pay for all my tc expenses, gas, insurance, monthly payments, accesories, parts etc. When I was at the dealer signing the paperwork, there was teenage girl stomping around fuming because her mother was told that the TC's were on back order and she'd have to wait a few weeks to get it. That girl was screaming at the top of her lungs at her poor mom. "I want it NOW! All my friends are getting it!! Do something!"
I couldn't believe it!! She should be so lucky that her mother was willing to get it for her even with that attitude! Spoiled brat.

 

[Feezee]

i dont "own" one myself. its my girlfriends car, that i patiently had her wait until last june for and researched and discovered. same as it being my car, except for the fact mine would be rolling on trd springs.

 

[lo bux racer]

It sure is funny how people continue use the same behaviors they've found to be successful in the past. That is until those behaviors fail to produce the desired results. Sounds like mom's been wrapped around her finger since little one was 2 or 3. My eight year old would never try that one on me.

 

[serith]

Originally posted by maareeaa@Jun 16 2005, 06:19 PM
I work hard for everything I presently own.  I pay for all my tc expenses, gas, insurance, monthly payments, accesories, parts etc.  When I was at the dealer signing the paperwork,  there was teenage girl stomping around fuming because her mother was told that the TC's were on back order and she'd have to wait a few weeks to get it.  That girl was screaming at the top of her lungs at her poor mom.  "I want it NOW! All my friends are getting it!!  Do something!"
I couldn't believe it!!  She should be so lucky that her mother was willing to get it for her even with that attitude!  Spoiled brat. 

Exacly maareeaa. That's what I'm talking about. I guess it just seems that "most" kids get a free ride today. From the above responses, I guess not! *phew*. I just think that if you're paying for anything yourself, you take more pride in what's yours.

 

[nY1018]

my car was a gift from my parents....

 

[Azrael]

I own my tC. The only freebie I got was my 16th b-day gift--the cheapest, most beat up old ford escort you can imagine. I was grateful of my parents even for that.

 

[serith]

Yes, but that's entirely different. Having your parents get you, or help get you "started" on the road with a beater is one thing, but having your parents flip a $20,000 bill as a "present" is something different.

I have a wonderful job, and I save money like there's no tomorrow. But when I have kids, I'd never out-right buy a brand new car for them. So one of them graduates from college... and? Now go get yourself a real job with that degree and make some money!

 

[raamaudio]

My son just graduated from high school, which he hated with a passion, he is exceptionally mature, always has been and briliant to boot. Anyway he would not even accept a $5k car as a gift, not even a $3k one and I would not want him driving around it a total POS as I do not want to worry about him. So, I got him what he really wanted but never asked for, a Glock G29 compact 10mm and he about cried over it

Of course it has to stay in my name until he is 21 but no worries, it is his.

I lived in La Jolla for 4 years and have picked drug addict kids up off the street that had mega bucks parents living on the hills around us, sad, really really sad.

Rick

 

[Zygote55]

Just after I got my license my parents let me borrow a car for about six months until I bought my own. When I did buy my first car (used) my parents gave me a $2k loan and charged 3% interest and collected every month. I bought the tC three years after that (just before I turned 20) and make every payement....my parents cosigned though.

I guess what I'm trying to say is that parents can help out a LOT without actually buying the car.

 

[serith]

Co-signing is .. "ok" I guess. But I'd think you'd be doing yourself a favor by not having co-signed becuase you'd be establishing your own credit faster. But the downside to that would be a higher payment. =/

Co-signing is also dangerous, because if say you did something really dumb and say hurt someone, I believe (I'm no laywer but I think I'm right) that the injured party can go after your parents as well as you.

 

[lo bux racer]

If you live in their house or are a full time student, it doesn't matter. They can sue and get paid by your parents homeowner's or renter's insurance. AMHIK.

 

[Plissken]

If you have a parent, or anyone else for that matter, co-sign you still earn all the credit as someone who has no co-signer.

 

[hamster]

I cosigned with my parents. I pay what I can, but cleaning glassware, and disposing of biohaz waste doesn't pay too well, and considering I don't have many hours to work because I'm a full time student, I'm greatful that my parents are helping me out. I dont have to pay for my car, my parents said they would pay for it untill im done with college. But I pay because I want to, and I dont feel the car is truely mine unless I make an effort to pay for what I can.

I also believe that this is cultural. I've observed that Asian families, it is more common for the kids to stay in the house well into college. The parent/child relationship is closer knit and it is acceptable for the children to stay in the house hold as long as they are concentrating on school.

My observations of my white friends, their parents are a bit more business like. My friend Josh his parents made him pay for everything he's ever owned.

I'm not saying that this is the same for asians and whites, every family is different. But these are the trends I've seen in my 21 years of life.

 

[don juan's tc]

I love my baby! I work very hard to pay for this car. 383 month plus 263 for insur!! if anybody knows a cheap insur please let me know! also i have 2 girls, one is 4 and the other is 4 mo's. Even though i work hard for my car i want to buy them bmw's when they are old enough to drive! Im 27 and i have been on my own since 17. if these kids parents are giving them cars then let it be. i ll be one of those parents so on! love this car!!!