car insurance
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just got insured from Travelers, around 100 buck/per month,
i am 22, single, got 2 accidents back in 2004, and Travelers is the cheapst for me in the last 2 years so far (i normally quoted over 20 companies before I got one).
some tips before you buy insurance:
1: Zipcode is important, check with you agent for the cheapest zipcode and find a friends who live there can pick up your mail.
2: "Pleasure" instead of "Commute" (no wonder...)
3: "good student"? (no matter you are in school or not, only one company ask for my transcript, well, i am a good studnet anyway)
4: insure with multiple cars or your parents.
5: go around to find a better deal....
Good luck, guys
i am 22, single, got 2 accidents back in 2004, and Travelers is the cheapst for me in the last 2 years so far (i normally quoted over 20 companies before I got one).
some tips before you buy insurance:
1: Zipcode is important, check with you agent for the cheapest zipcode and find a friends who live there can pick up your mail.
2: "Pleasure" instead of "Commute" (no wonder...)
3: "good student"? (no matter you are in school or not, only one company ask for my transcript, well, i am a good studnet anyway)
4: insure with multiple cars or your parents.
5: go around to find a better deal....
Good luck, guys
Joined
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2 Posts
forgot to say I am in tucson, Arizona, where has one of the hightest premium among all states. however, i didn't do only state minimum, i got one level higher, and $500 deductible on Glass. since tucson is not a saft place....
AAA 100/300 500 deductible clean record
$870 per year after the dividend payment they give you for being a long time client. I think last year my dividend was about $96. AAA is a non-profit company so all the profit they make is returned to the clients in the form of a dividend that is used to pay down your next years insurance.
$870 per year after the dividend payment they give you for being a long time client. I think last year my dividend was about $96. AAA is a non-profit company so all the profit they make is returned to the clients in the form of a dividend that is used to pay down your next years insurance.
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5 Posts
I have insurance with Travelers through AAA in South Carolina, and got a good rate. Check out AAA insurance, for they often give large discounts for being a member ( $38 annually)
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7,513 Posts
^^ Just watch AAA if you ever get a ticket or two.. they will [email protected] you. My AAA went to $2600/6 mo after my second ticket in 2 years (both minor speeding tickets). They were at least double the next competitors price and way more than some others. My insurance guy was so shocked he called them and said it must be a mistake, becuase they were not even remotely competitive at that rate. They basically said that was that... tough in so many words. Needless to say I dropped them like a hot rock that day. Then had to go through hell trying to get them to realize I cancelled.. had to call them 3 times because they kept sending me letters that i would be cancelled if I didnt pay my premium. No to mention they also (at the same time they raised my rate) removed my AAA member discount because my membership expired..... 2 months before it was even due to renew. So needless to say, AAA gets none of my business any longer, period.
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