CA. 30 years old. F. Clean record. For 100k/300k, and a $300 deductible, I pay $1200/yr. And that's cheap. Oh, I have Wawanesa. Any other company, and I'd be paying at least $1800/yr. With the big companies, State Farm, Farmers, AAA, etc, it would've been about $2k. Not sure why, but whatevers.